Birch Bay Financial Planning

Services

Financial planning for American Airlines pilots and senior flight attendants.

Two planning tracks. One coordinated approach.

YOUR PLAN

From today to what’s next.

Choose Your Planning Track

Planning for the career you’re building.

Pilots

Navigate your career, pension decisions, and retirement transition with a plan built for the flight deck.

Explore pilot planning →

Senior Flight Attendants

Coordinate pension, benefits, and retirement income decisions around the life you’re building beyond the cabin.

Explore flight-attendant planning →

For Airlines Pilots

From new-hire through retirement.

Building Your Career

For pilots building momentum.

401(k) and investment account strategy

Life and disability insurance review

Education savings planning

Tax-efficient saving across accounts

Pre-Retirement

For pilots within reach of retirement.

American Airlines pension and 401(k) modeling

Social Security timing

Healthcare bridge to Medicare

Retirement income and distribution plan

Retirement & Legacy

For pilots turning savings into income.

Distribution and withdrawal strategy

Required minimum distributions

Estate and beneficiary review

Charitable giving strategy

For Senior Flight Attendants

For senior crew approaching retirement.